Retirement is the stage in an individual’s life when they choose to permanently leave the workforce, typically due to age, after reaching a certain period of employment, or due to personal choice. It often involves ceasing regular employment activities and transitioning to a period focused on leisure, personal interests, or other pursuits.
Retirement may be planned, often accompanied by financial preparations such as saving or investing in pensions or retirement accounts to ensure financial stability in this new phase of life. It can also involve benefits from social security or government programs designed to support retired individuals.
The age at which people retire can vary significantly based on personal circumstances, financial readiness, health factors, and cultural influences, with common retirement ages ranging from the mid-50s to mid-70s. The shift from work to retirement can impact an individual’s identity, social connections, and lifestyle, leading to both opportunities for fulfillment and challenges related to adjustment and engagement in society.
Los jubilados aún deben pagar IRPF sobre las pensiones, no están exentos de impuestos. La pensión media en 2025 será de 1,490.5 euros mensuales. La tasa de retención del IRPF…