“Finanzas para jubilados” refers to financial planning and management strategies specifically designed for individuals who have retired or are approaching retirement. This term encompasses various aspects of finance such as budgeting, investment management, income generation, and expenses management tailored to the needs of retirees. It involves optimizing retirement savings, understanding pension benefits, Social Security options, insurance products, and healthcare costs. The goal is to ensure that retirees maintain financial stability, can cover their living expenses, and preserve their savings throughout retirement, enabling a comfortable and secure lifestyle after leaving the workforce.
Los jubilados aún deben pagar IRPF sobre las pensiones, no están exentos de impuestos. La pensión media en 2025 será de 1,490.5 euros mensuales. La tasa de retención del IRPF…